Which term refers to individuals with malicious intent that commit cybercrimes?

The term that refers to individuals with malicious intent who commit cybercrimes is commonly known as Black Hat Hackers. These individuals engage in unauthorized activities with the intention of causing harm, stealing data, or exploiting systems for personal gain. Their actions contrast sharply with those of White Hat Hackers, who use their skills to improve security systems and help protect against threats in a legal and ethical manner. Grey Hat Hackers fall somewhere in between, as they may exploit systems without malicious intent but still operate outside of legal boundaries. Network Defenders focus on protecting and securing networks from attacks, making them fundamentally different from those who commit cybercrimes. Thus, the accurate designator for individuals who engage in criminal online activities is Black Hat Hackers.